Will a prefab home work on your lot? Three quick checks
Confirm these three things before ordering, with My Cozy Outdoors helping you think them through.
Does your zoning allow a single-family home?
Residential zoning permits houses inside cities and urban growth boundaries. Rural lots depend on county zoning. Farm or forest land needs dwelling approval first. Before ordering, ask planning about lot size, setbacks, height, design review and covenants.
Can the modules reach your lot?
Modules are about 15 ft wide. You need truck access, staging and a crane pad. Oregon Department of Transportation permits, daylight moves, pilot cars and mountain passes affect delivery. Irontown’s feasibility review checks your route and crane placement.
Do you have sewer and water, or will you need septic and a well?
Without sewer, you need septic permitting through the Department of Environmental Quality or its county agent. Your household well needs filing, and water districts provide will-serve letters. Irontown engineers your plans for snow, coastal wind and earthquakes.
Confirm your property requirements before ordering This page is a starting point for planning a full-size home. MCO helps and advises but takes no responsibility for zoning, permits, impact fees, septic approval or code compliance. Before ordering, confirm your parcel, plan and use with city or county planning and building offices, and septic approval with the health department. MCO strongly recommends contacting those offices and can share the code sections it found and suggest questions.
These eleven full-size plans are built for your own lot, from a two bedroom rambler to a family home with an office. The Aspen, Donner 1300 and Bunkhouse cabin plans suit mountain and forest lots. All plans are built to the International Residential Code. Oregon options span 1,165 to 2,198 sq ft; Eagle Landing 1220 is the Utah-only exception below.
Walker
1,165 sq ft · 2 bed, 2 bath · one story · from $276,800
Two-bedroom rambler with a generous kitchen, porch entry choices and an optional basement.
Oregon cities and counties cannot exclude prefab homes from every residential zone, but lot sizes, height caps and design standards apply. Some cities question the 15 ft wide Berkeleys, so ask us about your lot before choosing a plan.
Plan
Size
Rooms
Stories
Footprint
From (Multi-State Designer Series)
Walker
1,165 sq ft
2 bed, 2 bath
One
42 ft x 27 ft
$276,800
Eagle Landing 1220
1,220 sq ft
3 bed, 2 bath
One
65 ft x 20 ft including the attached two car garage
Multi-State Designer Series starting prices run from $276,800 for Walker to $502,100 for Mill Creek. They include the home, delivery and standard crane set for the first 250 miles from Spanish Fork. All Oregon destinations are farther away. Extra transportation costs $12.75 per mile per truckload beyond those miles: about $2,500 to Ontario, $6,200 to Bend, $7,200 to Portland and $7,900 to Medford. A two-module home doubles those figures.
Approximate road miles from the factory
Estimated delivery beyond the 250 included miles
Starting price, delivered and set, plus estimated extra miles
Estimate only. Multi-State Designer Series starting price with standard delivery and crane set. Beyond 250 miles the rate is $12.75 per mile per truckload; a full-size home ships as two to four modules on separate trucks and is stitched together on your foundation, and your written quote confirms the count. Foundation, site work, stitch, utilities, permits, fees, engineering, pilot cars and sales tax are not included.
Choose your nearest town, plan and estimated truckloads in the calculator. Full-size homes ship as two to four modules on separate trucks. The calculator multiplies the extra mileage by the rate and estimated loads. Your written quote confirms the truckload count, any pilot cars and final pricing before construction.
What the starting price includes
Your finished modules in the Designer finish series
International Residential Code construction with mandatory Building Codes Division plan review, factory inspection and compliance insignia
Engineered, stamped plans for your building permit
Delivery covers 250 miles from Spanish Fork, with Oregon mileage per truckload shown in the calculator
The standard crane and set on your foundation
Irontown’s 10 year limited structural warranty
Costs not in the home price
These are your separate costs, including items charged by the general contractor, city and districts and quoted by the contractor and city, not MCO.
Land.
Site preparation and grading.
Foundation built to the structural engineer’s specifications.
Utility trenches, connections, septic and well work.
Stitching and finishing the seams between modules.
Steps, porches, decks and garages outside the plan, plus driveways and landscaping.
Permits, plan review, system development charges, excise taxes, utility connection fees and district charges.
Site and foundation engineering.
Applicable tax.
Transport touch-ups, including minor drywall cracks, caulk and door adjustments outside warranty coverage.
Your side of the budget includes land, foundation, site work, stitch, utilities, permits, system development charges, construction excise taxes, site engineering and applicable tax. Your general contractor prices the on-site work; the city and districts establish their charges. MCO does not quote those costs.
Your city or county may collect system development charges only for water, wastewater, drainage, transportation and parks under published methods at building permitting or utility connection (ORS 223.297 to 223.316). Permitting includes school and sometimes city construction excise taxes, while utilities set separate water and sewer connection fees. Most rural counties charge no county SDC, leaving school tax, permits, septic and wells. Ontario lists $1,288, Bend $26,900 to $34,800, and Portland waives roughly $39,000 for homes permitted through September 30, 2028.
Oregon does not have a general sales tax. Which taxes apply depends on your transaction. Irontown’s price excludes tax, and your written quote shows how tax is handled. After the set on your permanent foundation, the county assessor values your home with its land as real property each January 1. A home finished after January 1 is first valued the following January 1 (ORS 308.210).
Not a manufactured home, and why that matters
Your home is not built to the federal HUD code for manufactured homes. It is not a mobile home or a kit. Irontown builds it in sections at its Spanish Fork factory to the International Residential Code, which underlies Oregon’s statewide residential code. A crane sets those sections on your permanent foundation. On this page, prefab and modular mean the same thing.
Oregon calls your home a prefabricated structure. Irontown Modular (KEB Homes LLC) is a prefabricated structure manufacturer registered with the Building Codes Division. Oregon law requires the Division’s plan review, factory inspection and insignia of compliance on each module before occupancy. Your city or county accepts state code compliance without reinspecting factory work or opening walls. The plan approval and inspection path for your plan and site are confirmed with Irontown during the feasibility review.
Once set on its permanent foundation, your home is a permanent building and real property. The county assessor values it with your land. Most buyers use a construction loan that converts to a mortgage. Your lender decides whether conventional, Federal Housing Administration (FHA) or Department of Veterans Affairs (VA) programs apply.
Built for Oregon’s snow, coastal wind, earthquakes and wildfire
Irontown builds to the International Residential Code in Spanish Fork, then trucks the modules to your lot for a crane set on a permanent foundation. Irontown has delivered and built homes in Oregon. All Oregon destinations exceed the included delivery miles; the calculator shows extra transportation per truckload. During pre-construction, engineered plans address Cascade snow loads, coastal wind, seismic design and applicable wildfire rules.
Snow loads by elevation
Oregon’s address lookup gives your site’s ground snow load. Prescriptive design starts at 36 pounds per square foot (psf), with engineering required above 70 psf. Town centres read Bend 20, Sisters 29, La Pine 49, Portland 9, Medford 3, Lakeview 58 and Government Camp 327 psf. The floor governs most towns. Irontown’s engineered plans are stamped for your site’s loads, so a Government Camp lot gets a different roof and module design than a Medford lot.
Coastal wind and earthquake design
Basic wind speeds run about 94 to 103 miles per hour, reaching 120 in special coastal and Cascade regions. The seismic map places the coast and Willamette Valley in higher categories where seismic provisions apply. Code Table R301.2 and the Building Codes Division’s Oregon Design Criteria Hub give address-specific figures. Your building department checks your home’s fit with site snow, wind and seismic criteria. Irontown engineers your modules to those criteria during pre-construction.
Wildfire rules after the 2025 repeal
In 2025, lawmakers repealed the statewide wildfire hazard map and its mandatory home hardening and defensible space rules. Home hardening now depends on local adoption of R327 for mapped areas. Ashland, Deschutes County, Grants Pass and Sisters have adopted it. The State Fire Marshal‘s model defensible space code is voluntary for cities, counties and fire districts. County overlays may still require fuel breaks and roofing standards, as the rows explain. Where your county adopts R327 for your area, Irontown designs your modules accordingly during pre-construction.
One statewide code, energy and radon
Oregon has one residential code for the whole state, the Oregon Residential Specialty Code, based on the International Residential Code. The Building Codes Division adopts it. Your modules and inspected site work follow it. Cities and counties inspect, while the Division’s Pendleton office permits Morrow, Sherman, Umatilla and Wheeler Counties. Radon resistance is required in Baker, Clackamas, Hood River, Multnomah, Polk, Washington and Yamhill Counties. The code requires no house sprinklers, though fire district access or water supply rules may apply.
Irontown homes in the region
Irontown has delivered and built homes in Oregon. Its photo pages show homes in neighbouring states: the Graeagle, California mountain home, the Misty Mountain Court home in Montana’s Big Sky region and the Deeth, Nevada ranch home. See all Residential Projects
Graeagle, California Mountain Home, 2007
Graeagle, California · 2007
A Graeagle mountain home with a wraparound porch and curved window bay.
Irontown’s three phases total about five to seven months. Building permit review overlaps late pre-construction. Oregon law asks your city or county to decide complete simple residential plans within 10 business days, or 15 in Portland. Any rural, farm or forest land use approval runs first, separately. Your contractor’s site work adds time.
Feasibility reviewIrontown · 1 to 2 weeksYour $2,000 review is credited to your contract. It covers a virtual site and route review, budget, schedule, building requirements, financing assistance and contractor support.
Pre-construction and permitsIrontown and your city or county · 2 to 3 months plus permit reviewIrontown visits your site, guides finishes with its interior designer and supplies stamped snow, wind, seismic and wildfire plans. Your contractor applies for building permits after any land use approval.
Site and foundationYour contractorYour contractor grades the lot, builds the engineered foundation and handles utility trenches and connections, timing this work to your delivery date.
Factory build, delivery and setIrontown · 12 to 16 weeksIrontown builds in Spanish Fork under Building Codes Division plan review and inspection. It ships modules under Oregon Department of Transportation over-dimension permits and sets them by crane on your foundation.
Stitch and finishYour contractorYour contractor connects and weatherproofs the modules, then finishes their seams inside and out. They also connect and test your home’s systems.
Inspections and keysYour city or county and your contractorFinal inspections cover the set, seams and utilities before the certificate of occupancy. Your contractor completes the punch list and walkthrough, then provides documentation and keys, with warranty support following.
Who does what
Irontown ModularIrontown is your seller and a Building Codes Division registered prefabricated structure manufacturer. It builds in Spanish Fork, runs feasibility and pre-construction, supplies stamped plans, ships and sets modules, and backs the warranty.
My Cozy OutdoorsMy Cozy Outdoors is your authorized dealer and single contact from first question to move-in. It helps with plans, your quote, delivery pricing, lender and contractor introductions, and factory visits.
Your general contractorYour contractor holds a Construction Contractors Board residential licence and prices site work separately. They handle site work, your foundation, utilities, the permit application, stitch and finish, and inspections.
Your city or countyIt handles zoning, setbacks, permits, insignia checks, site snow, wind and seismic criteria, foundation approval and occupancy. It inspects foundations, utilities, set and seams without reopening factory-built walls or reviewing factory work again.
Your Oregon general contractor
Your general contractor needs a state Construction Contractors Board (CCB) licence with a residential endorsement, only licensed subcontractors and written contracts with the board’s consumer notices above $2,000 (ORS 701.021). Irontown knows contractors, so contact MCO to see whether we can recommend one in your area. You can build your residence without a CCB licence by signing the state’s property owner statement at the permit counter and hiring only licensed subcontractors, electricians and plumbers (ORS 701.010). Your building department inspects the set and stitch.
Are you a general contractor building homes for your clients? Email support@mycozyoutdoors.com to join the MCO contractor network.
Financing your modular home
Most buyers use a construction loan that converts to a mortgage after the home is set and finished. Your lender releases money in draws as work progresses. The lender decides whether Federal Housing Administration (FHA), Department of Veterans Affairs (VA) or conventional financing applies. My Cozy Outdoors (MCO) does not lend or promise approval. Irontown’s referral lenders understand modular construction and draws, but remain external references. Ask MCO for an introduction with your quote.
Oregon’s lien law puts you on notice early. For home contracts over $2,000, your contractor must provide the Construction Contractors Board’s Information Notice to Owner about construction liens (ORS 87.093). A contractor who skips it loses the right to lien your home. Subcontractors and suppliers protect their lien rights by sending you a notice of right to a lien. Any lien must be filed within 75 days of the last work.
Before ordering, you must confirm property requirements with city or county planning and building offices, and septic with the county or DEQ.
Use these notes for Portland, Eugene, Bend, Medford, Central Oregon, the Oregon Coast and communities farther east. County rows cover unincorporated areas of that county; a city row applies inside city limits. Published fees and review schedules can change.
Zoning, delivery route and site detailsThe longer notes behind the three checks above
Inside city limits and urban growth boundaries, a single-family home is a permitted use on residentially zoned lots. Zoning and covenants govern minimum lot size, setbacks, height, coverage, design review and HOA rules. Outside, rural residential lots need to meet county dwelling tests. Farm and forest land requires a dwelling approval, such as a lot-of-record or template dwelling. The zone, dwelling right and covenants need to be established before ordering.
Delivery needs a workable truck route, staging space and crane pad. The carrier obtains ODOT over-dimension permits; travel hours and pilot cars depend on width and route. Mountain passes, chain rules and restrictions on movement in snow or ice affect scheduling. County and city permits cover local roads. Irontown reviews the route and the last miles to your lot during feasibility.
Rural lots may need septic through DEQ or its county agent, an exempt household well or a water district’s will-serve letter. Ground snow loads change with elevation, and coastal sites need seismic and wind design. Applicable wildfire rules also shape the plans. Irontown addresses these site requirements during pre-construction.
Portland metroPortland, Clackamas County, Washington County
City or county
Permit office, fees and review time we found
Portland
Portland Permitting and Development waives all city system development charges, otherwise about $39,000, for new homes permitted through September 30, 2028. City, Metro and school excise taxes apply; ask the permit centre which application covers your factory-built home. Phone 503-823-7300. Source: Portland Permitting and Development: housing system development charge exemption
Clackamas County
The county’s Building Codes Division requests state-reviewed plans, foundation plans and insignia documentation. Your transportation charge is $4,053 to $4,622, with district and excise charges added where applicable; prefabricated homes are permitted in every rural residential zone under ZDO Table 316-1. Phone 503-742-4240.
Washington County
County Building Services permits modular homes separately from manufactured dwellings under CDC 106-131.4. Your transportation tax is $13,436, district parks add $11,502 to $13,563, and excise taxes apply; detached homes are permitted in RR-5, AF-5 and AF-10 zones. Phone 503-846-3470.
Salem and the mid-Willamette ValleySalem, Marion County
City or county
Permit office, fees and review time we found
Salem
Building and Safety treats state-code factory-built houses as single-family dwellings under SRC 111. Your system development charges total $23,560.06, payable in half-yearly installments under SRC 41.140, plus school excise tax; no city excise tax applies. Phone 503-588-6256.
Marion County
Building Inspection treats state-code homes separately from mobile homes under MCC 17.110. Your rural transportation charge is $2,504.81 plus $324.62 for parks and applicable school tax; AR lots permit houses, farm lots lack lot-of-record dwelling rights, and forest lots need dwelling approval. Phone 503-588-5147.
Eugene and Lane CountyEugene, Lane County
City or county
Permit office, fees and review time we found
Eugene
Building and Permit Services issues your permit under the statewide residential code. System development charges total about $12,000 to $20,000, plus city and applicable Bethel school excise taxes; single-unit homes are permitted in R-1, and the code has no prefab wording. Phone 541-682-5086. Source: City of Eugene: systems development charges effective July 1, 2026 (Administrative Order 58-26-09-F)
Lane County
Land Management permits prefabricated homes under state code through LC 16.090. You pay no county system development charge, but school tax varies; rural residential lots allow one dwelling, F-1 allows no new dwelling, and farm land has no lot-of-record dwelling route. Phone 541-682-4651. Source: Lane County Land Management: on-site wastewater permit application
Central OregonBend, Redmond, Deschutes County, Jefferson County, Crook County
City or county
Permit office, fees and review time we found
Bend
Building Safety permits prefabricated homes on individual lots under BDC 3.6.200(E). Your system development charges total about $26,900 to $34,800 by home size, plus the housing fee and school tax; snow loads depend on your address. Phone 541-388-5580. Source: City of Bend 2026-2027 system development charge fee schedule
Redmond
The Building Division permits factory-built detached homes with a 25 psf minimum snow load. You pay utility, transportation and parks charges; ask planning about Sec. 8.141 design standards for the 15 ft wide Berkeley plans and the 32 ft height cap. Phone 541-923-7721. Source: City of Redmond: system development charges
Deschutes County
Community Development treats prefabricated homes separately from manufactured dwellings. Your transportation charge is $4,563, plus applicable parks and school charges; rural residential lots permit houses, farm and forest lots need dwelling approval, and address-based snow loads and R327 wildfire rules apply. Phone 541-388-6575.
Jefferson County
Community Development issues your permit under the statewide residential code. Road and parks charges total about $2,845 plus school tax; rural residential lots allow one house under Section 304, while farm and forest lots need dwelling approval. Phone 541-475-4462.
Crook County
Community Development treats code-built homes separately from manufactured dwellings under 18.08. You pay no county system development charge, but district parks and school charges apply; rural residential lots permit houses under CCC 18.44.010, while farm and forest lots need dwelling approval. Phone 541-447-3211. Source: Crook County Community Development fee schedule (fiscal 2026-27)
Southern Oregon and the Rogue ValleyMedford, Jackson County, Grants Pass, Josephine County, Douglas County
City or county
Permit office, fees and review time we found
Medford
Building Safety uses a 25 psf roof snow load. Your system development charges total about $16,300 plus city excise tax; ask planning how MMC 10.012’s manufactured-dwelling definition affects review of your prefabricated home before choosing a lot. Phone 541-774-2350. Source: City of Medford Public Works: system development charges
Jackson County
Development Services issues your permit under the statewide residential code. Your transportation charge is $3,344 plus a 1.95 percent development fee and applicable school tax; legal rural residential parcels permit a first house, while farm and forest lots need dwelling approval. Phone 541-774-6927.
Building Safety treats modular homes as dwellings, with 25 psf snow design below 2,500 ft and engineering above. No county system development charge was found; school tax applies, rural residential houses are permitted, and farm or forest lots need dwelling approval. Phone 541-474-5405. Source: Josephine County Building Safety: design criteria (revised November 21, 2024)
Douglas County
The county Building Department uses 36 psf ground snow with site-specific values. You pay school tax without system development charges; prefabricated houses follow ordinary dwelling rules, rural residential lots permit houses, and farm and forest lots need dwelling approval. Phone 541-440-4287.
Klamath Basin and the high desertKlamath Falls, Klamath County, Lake County
City or county
Permit office, fees and review time we found
Klamath Falls
Klamath County’s Building Division uses 36 psf minimum ground snow. Your city charges total $15,094 plus school tax and $4,003 in Balsam and Orindale; ask planning about the 15 ft wide Berkeley plans and the 28 ft height cap. Phone 541-883-4950.
Klamath County
The Building Division uses 36 psf minimum ground snow. You pay school and development charges without county system development charges; rural residential lots allow one house, farm and forest lots need dwelling approval, and you should ask about factory-built home filing. Phone 541-883-5121.
Lake County
The county Building Department uses site snow loads, including New Pine Creek’s 67 psf and a 36 psf floor elsewhere. You pay no system development charge or excise tax; ask planning about prefabricated filing, rural zoning permits and resource-land dwelling approvals. Phone 541-947-6033. Source: Lake County Building Department
Oregon CoastClatsop County, Tillamook County, Lincoln County, Coos County
City or county
Permit office, fees and review time we found
Clatsop County
The county’s Building Codes Division treats prefabricated homes as detached dwellings under LAWDUC 1.0500. You pay school tax without system development charges; rural residential zones permit houses, while farm and forest lots need dwelling approval and service sign-offs. Phone 503-338-3697. Source: Clatsop County fee schedule (adopted July 2022)
Tillamook County
Community Development uses 36 psf prescriptive ground snow and defines dwellings by building-code compliance. You pay school tax without system development charges; rural residential houses are permitted, while farm and forest lots need dwelling approval with applicable fire-siting rules. Phone 503-842-3407. Source: Tillamook County Community Development fee schedule (2025)
Lincoln County
Planning and Development includes prefabricated homes as dwellings under LCC 1.1115. You pay school tax without system development charges; rural residential lots permit houses, while farm and forest lots need conditional dwelling approval. Phone 541-265-4192. Source: Lincoln County fee schedule for all county departments (effective July 1, 2026)
Coos County
Community Development treats modular units as conventional dwellings. You pay valuation fees and applicable school tax without system development charges; homes are permitted in rural residential zones, while farm and forest lots need dwelling approval. Phone 541-396-7770. Source: Coos County Community Development fees (effective July 1, 2026)
Columbia River GorgeHood River, Hood River County
City or county
Permit office, fees and review time we found
Hood River
The city Building Department issues structural and mechanical permits. Your system development charges total about $13,900 for 2,000 sq ft, plus stormwater, parks and excise taxes; ask planning how to file your factory-built home application. Phone 541-387-5202. Source: City of Hood River: 2026-27 system development charge rates
Hood River County
The county Building Department issues permits under a code without prefab wording. You pay school tax and parks charges outside Cascade Locks, without county system development charges; rural residential lots allow one house, while farm and forest lots face dwelling tests. Phone 541-386-1306. Source: Hood River County building codes fee schedule (effective July 1, 2026)
Eastern OregonPendleton, Umatilla County, Union County, Wallowa County, Baker City, Baker County, Ontario, Malheur County, Harney County
City or county
Permit office, fees and review time we found
Pendleton
The state’s Pendleton field office permits modular homes like houses built on-site. Your transportation charge is $1,774.70, water connections cost $2,420.70 to $5,186.55, and school tax applies; qualifying complete plans follow the 10 business day clock. Phone 541-276-7814.
Umatilla County
The state’s Pendleton field office issues permits after county zoning review. You pay applicable school tax without county system development charges; prefabricated houses are defined separately, rural residential lots allow one dwelling, and farm and forest lots face dwelling tests. Phone 541-276-7814. Source: Umatilla County Planning fee schedule (2024)
Union County
La Grande’s Building Division permits code-built houses as single-family dwellings. You pay school tax without county system development charges, except the $525 growth-area parks charge; rural residential zones permit houses, while farm and forest lots face dwelling tests. Phone 541-962-1360. Source: City of La Grande and Union County 2017 uniform fee methodology
Wallowa County
Building Codes treats modular homes as dwellings. You pay school tax without county system development charges; R-1 lots permit houses, farm and forest lots face dwelling tests, and you should ask about Berkeley plans under Wallowa Lake’s design rules. Phone 541-426-4543, extension 1180. Source: Wallowa County Building Codes: applications and fee schedule
Baker City
The joint city-county Building Department uses 36 psf design snow and treats code-built homes separately from manufactured dwellings. You pay school tax and frontage-based utility charges without system development charges or city excise tax; connection fees can exceed $20,000. Phone 541-524-2054. Source: Baker City Building Department: building FAQs
Baker County
The joint city-county Building Department treats prefabricated homes separately from manufactured dwellings. You pay no system development charge or county excise tax; rural residential houses are permitted under BCZO 510, while farm and timber-grazing lots need dwelling approval. Phone 541-524-2054.
Ontario
The city Building Department treats code-built homes as dwellings and uses 36 psf minimum snow. You pay $1,288 for transportation and $1,530 to $4,590 for meters, plus connection fees, tap fees and school tax; no city excise tax applies. Phone 541-881-3224.
Malheur County
The county Building Department uses 36 psf minimum snow and imposes no special prefab width or pitch rules. You pay no county system development charge or excise tax; R-1 lots need a septic report, and farm lots need dwelling approval. Phone 541-372-5460. Source: Malheur County Environmental Health fee schedule (effective July 2026)
Harney County
Community Development uses 36 psf minimum snow and treats code-built homes separately from manufactured dwellings. You pay no system development charge or excise tax; rural residential houses are permitted, while farm and forest lots need dwelling approval under the 150 day clock. Phone 541-573-8195. Source: Harney County fee schedule (fiscal 2025-26)
These state rules shape your project, and the section references help your building department find the details.
Oregon has one statewide residential code based on the International Residential Code. A factory-built house built to it is a prefabricated structure, not a manufactured dwelling. Your city, county or the Building Codes Division administers the code.ORS 455.010; ORS 455.030
Irontown Modular, operating as KEB Homes LLC, is a registered prefabricated structure manufacturer with the Building Codes Division. Oregon law requires Division plan review, factory inspection and insignia of compliance for every factory-built home sold statewide. Your project’s plan approval and inspection path are confirmed with Irontown during feasibility review.ORS 455.705; OAR 918-674
Your city or county checks the insignia, zoning, setbacks and site criteria and approves your foundation plan. It inspects utilities, the set and seams between modules. It may not open factory-built walls or re-review your home for code compliance.OAR 918-674-0540; ORS 455.148
Residential zoning permits houses inside cities and urban growth boundaries. Rural residential lots face county dwelling tests, while farm and forest land needs dwelling approval first. Land use decisions run separately, taking 120 days inside cities or urban growth boundaries and 150 days elsewhere.ORS 197A.395; ORS 197A.400; ORS 215.284; ORS 215.705; ORS 215.750; ORS 215.427; ORS 227.178
Complete simple residential plans need decisions or referrals within 10 business days. Places with 300,000 or more people, including Portland, get 15 business days. Complex plans and other agency approvals are exceptions. Permission is not automatic, and your city or county’s review adds time.ORS 455.467; ORS 455.465
Your city or county may collect system development charges at permitting or utility connection. Published totals range from Ontario’s $1,288 to about $39,000 in Portland before its waiver. School and local construction excise taxes and utility connection fees may apply separately.ORS 223.297 to 223.316; ORS 320.170; ORS 320.192
State code does not require house sprinklers. Lawmakers repealed statewide map-based wildfire mandates in 2025, but locally adopted wildfire rules and overlays can still apply. Your fire district may also require access or water supply measures.ORS 455.433; ORS 476.392; Senate Bill 83
Your written quote explains how tax is handled. After the set, your county assesses the home with its land as real property. Septic permits go through the Department of Environmental Quality or its county agent. Household wells follow Water Resources Department rules.ORS 308.210; ORS 454.655; OAR 340-071; ORS 537.545
Your contractor needs a residential Construction Contractors Board licence, with written contracts and consumer notices above $2,000. You may qualify to build your own home under the owner exemption and statement rules. Construction lien notices apply, and liens require filing within 75 days.ORS 701.021; ORS 701.010; ORS 701.325; ORS 87.093
Visit the Spanish Fork factory
Walk through finished modules on Irontown’s factory line and see the finish series in person. Spanish Fork is about an hour south of Salt Lake City International Airport, with direct flights from Portland International Airport. Ask MCO about arranging your visit.
Looking for something smaller? See our modular ADU homes (400 to 1,200 sq ft backyard homes and casitas) and park model homes (cabins for resorts and RV lots).
Irontown’s Multi-State Designer Series starting prices run from $276,800 for Walker to $502,100 for Mill Creek. Delivery and crane set include 250 miles; all Oregon destinations exceed them. Beyond that, transportation is $12.75 per mile per truckload: about $6,200 to Bend, $7,200 to Portland. Land, site work, foundation, stitch, utilities, permits, engineering, fees and taxes are extra.
No. This modular home is a prefabricated structure built to Oregon’s residential building code, based on the International Residential Code. A manufactured home follows the federal HUD code. Here, prefab home and modular home mean the same factory-built product set on a permanent foundation.
Oregon law requires Division plan review, inspection and its insignia of compliance. Irontown Modular (KEB Homes LLC) is registered with the Division; your plan approval and inspection path are confirmed during feasibility. Local officials still review the foundation and site criteria and inspect utilities, the set and connections between modules.
Irontown allows 1 to 2 weeks for feasibility, 2 to 3 months for pre-construction and 12 to 16 weeks for construction and delivery. Local permit review is additional. Site readiness and permit or construction delays can affect delivery.
Published charges vary widely: Ontario lists $1,288 for transportation, Bend totals about $26,900 to $34,800, and Portland totals about $39,000 before its conditional waiver. School and local construction excise taxes are separate, as are utility connection fees. The city, county and utility schedules determine which charges apply.
Rural residential lots must meet county tests; farm and forest land needs a dwelling approval such as lot-of-record or template. Snow loads vary by elevation. After the 2025 repeal of statewide map-based mandates, locally adopted wildfire rules and overlays can still apply. Irontown engineers the plans for applicable site requirements during pre-construction.
Most buyers use construction financing with staged draws that converts to a mortgage after completion. Irontown has referral lenders familiar with modular construction. Ask MCO for an introduction with your quote, and ask your lender about FHA, VA or conventional eligibility. Approval is the lender’s decision.
Yes. A general contractor handles foundations, utilities, set-day coordination, stitching and finishing, with an Oregon CCB residential licence. Qualifying owner-builders have a separate route with licensing and statement conditions. Irontown’s feasibility review includes contractor support; MCO can discuss whether a recommendation is available in your area.
The largest plans are Thatcher at 1,860 sq ft from $423,200 and Mill Creek at 2,198 sq ft from $502,100. Multi-State Designer Series prices include delivery and set within 250 miles of Spanish Fork. Every Oregon lot adds $12.75 per mile per truckload beyond that. Each ships as about four loads, adding roughly $6,200 per load to Bend or $7,200 to Portland. Your quote prices Modern, Balance and Rustic finishes and changes. Your site budget is separate.
Not with a full-size plan. Walker starts at $276,800 for 1,165 sq ft. Smaller modular ADU homes include one bedroom Mysa 500, from $142,600 for 497 sq ft. Both include delivery and set within 250 miles of Spanish Fork. Smaller park model homes include Cabana 200 studios, from $65,800 for 200 sq ft. Whether a smaller home may sit on your lot is your city or county’s zoning call. Oregon mileage, land and site work cost extra. Ask My Cozy Outdoors for a written quote.
You can choose the Aspen with three bedrooms and 1,255 sq ft from $296,700, the Donner 1300 with 1,315 sq ft from $330,900, or the two story Bunkhouse with 1,588 sq ft from $379,300. Prices include delivery and set for the first 250 miles from Spanish Fork, then $12.75 per mile per truckload. Loads cost about $5,900 to Klamath Falls, $6,200 to Bend and $7,900 to Medford. Your cabin arrives as finished modules built to the International Residential Code and engineered for your snow load, not kits.
Multi-State Designer Series prices start at $276,800 for Walker and reach $502,100 for Mill Creek. Portland is about 816 road miles from Spanish Fork. Extra delivery is about $7,200 per truckload, or $14,400 for two modules. Portland waives its roughly $39,000 system development charges for homes permitted through September 30, 2028. City housing, Metro and school construction excise taxes still apply. Its permit page lists modular homes under the manufactured home application. Ask the permit centre which application applies before choosing a plan. Your site budget is separate.
Inside cities or urban growth boundaries, residential zoning permits houses. No city or county may exclude prefab homes from every residential zone. Rural residential permission depends on county zoning, as the rows explain. Farm land needs farm, non-farm or lot-of-record dwelling approval. Forest land needs template, large-tract or lot-of-record approval. County decisions run separately before building permits. Zoning, lot size, setbacks, height and covenants still apply. Confirm your zone and dwelling right with county planning before ordering.
Your starting price covers Designer modules, stamped plans, included delivery miles, standard crane set and the structural warranty. Separately, budget for land, foundation, site work, stitch, utilities, permits, engineering and any tax shown in your quote. Add system development charges, construction excise taxes, water and sewer connection fees, and any fire, school or irrigation district fees. Delivery beyond included miles costs extra per truckload, with pilot cars when required. Your contractor, city and districts price their work and charges. My Cozy Outdoors does not quote them.
On its permanent foundation, your home is a permanent building and real property, not a titled vehicle or manufactured home. Your county assessor values it with the land each January 1. Homes finished afterward are first valued the following January 1. Oregon has no general homestead exemption. Homeowners 62 or older or with a disability may defer property taxes. Buyers use construction loans converting to mortgages. Ask your lender about conventional, Federal Housing Administration or Department of Veterans Affairs programs.
Modules about 15 ft wide need truck access, staging and a crane pad. Every Oregon lot exceeds 250 included miles, adding mileage per truckload and any pilot cars. Daylight-only moves, mountain passes, holiday blackouts and winter closures affect delivery. Your contractor separately prices foundations, utilities, stitch and finish. Customization stays within plans and finish series. Budget for normal transport touch-ups, including drywall cracks and door adjustments, outside warranty coverage. Irontown’s feasibility review flags these before you commit.
Rules were read in September 2026. This summary is not legal advice or approval. Rules change, and local offices decide how they apply. You are responsible for confirming zoning, permits, impact fees, septic approval and code compliance for your parcel, plan and use before ordering. MCO helps and advises but takes no responsibility for those matters.
Tell us about your Oregon lot
Share your lot location, county and preferred plan. MCO is your direct point of contact for plan questions, an Irontown quote, delivery estimates and the next steps toward feasibility review.
LOVE this suana. Maya and Norse Steam Team were amazing to work with!
DDavidAug 4, 2026
A sauna turns your garden into a spa oasis. We debated it for a while, but after renovating our house, we pulled the trigger and bought a sauna from Norse Steam and Maya. She was always super responsive and helpful throughout the process. Don't kid yourself, getting a really nice sauna is not that easy. Sizing and heating need to be figured out, as does the building, but we have always had a helpful partner on our side. She never upsold us on anything we didn't need, and we got some nice freebies when the sauna was delivered. And now we can really enjoy every moment in our garden.
KFKimberly FosterApr 6, 2026
I'm really happy with my sauna purchase. Maya gave above and beyond excellent customer service. She wasn't pushy and gave impressive followup after the delivery to make sure everything was just right.
DEDoug EvansMar 31, 2026
I enjoy my FD2 Sauna with Red Light, Infrared and radiant heat. Use it 5x a week and my post workout soreness is minimal and sleep great. Maya at Norse Steam was excellent to work with.
CCFFeb 27, 2026
got amazing support for all my questions, fast delivery, and the team even reached out to me after to make sure everything was in order. perfect experience. highly recommended.
BBenFeb 10, 2026
We purchased the 3-person sauna for our outdoor garden. We chose the cube sauna for the aesthetic and could not be happier.
I assembled by myself except for the 2 large panels (requires a few people). Instructions were good - took me two partial Saturdays to complete and a few hours to unpack and organize in advance of assembly. Had my elec. add a NEMA enclosure on the back for the controller and power for lights and a 2nd panel for the wireless control.
Customer service was excellent
PPatrickDec 8, 2025
They really went above and beyond to get my sauna up and running. I would really recommend them for any of your needs.
MPMike PoierNov 18, 2025
Awesome Sauna and Awesome Company and Experience purchasing it from Maya!
After much research I chose the Finnmark FD-2 and it has met and exceeded all my expectations! Easy to assemble and it functions great - just as advertised. I highly recommend it for home use!
EAErika AHOct 16, 2025
Recently purchased the Finnmark one person after much research. Extremely happy with it and the ordering process. Maya was very responsive and helpful during the process and keeping us updated while we waited for shipment. There were several places I could have ordered this, but i chose Norse Steam based on the communication and customer service which was fantastic. The shipment was also excellent. The setup was pretty seamless for two people - but the best part is the sauna experience 10/10
GGJOct 5, 2025
Maya is amazing - super helpful and responsive. Looked at many stores, these guys have the best prices and service. Highly recommend
GRGordon RedmondSep 16, 2025
Norse Steam, and specifically Maya, were extremely helpful as I was making the decision for our Sauna. I was able to get all of the necessary details to make a decision as construction was happening in my backyard to make space for it.
We absolutely love the CL7G. It is extremely comfortable for 6 people (can fit more less comfortably). The Thermory Spruce and Aspen in the interior smells great. The lighting is lovely. We paired the CL7G with the Harvia Spirit 10.5kw.
RSRuslan SorochukSep 15, 2025
Had great experience shopping at Norse Steam for the new heater. They had very good deal, with rocks. Customer service was good, and responded very fast with my questions. Received the heater, and it looks good, and the quality seem to be great. Will install soon, and am very excited to start experiencing sauna the way it ment to be
thanks Norse Steam for flawless transaction - I got instant replies on my questions, received competitive price on the wood stove and got it delivered within two weeks!
Can highly recommend Norse Steam for others.
JRJim R. SmithJul 29, 2025
Smoking Hot Tub!
I got the Norse Steam SaunaLife wood-fired hot tub, the S4N model, and its been seriously great. It heats up quicker than I expected, usually around an hour and a half, and once its hot, it stays that way for a good long while. The wood-fired system is simple to use, and honestly kind of fun.
The tub itself feels solid and well put together. The thermo-spruce exterior looks beautiful in person, and the fiberglass interior is smooth, deep, and easy to clean. Its the kind of setup that just works without a bunch of fuss, which I really appreciate.
Also, the team at Norse Steam was genuinely great to work with. Super helpful, quick to respond, and made the process really easy from start to finish. It felt like they actually cared that I was happy with it. The tub has totally become a go-to way to unwind, and I wouldnt change a thing.
JWJarrod WJul 28, 2025
Great products, outstanding service
This is a terrific stove from Harvia and is top quality, as youd expect from a reputable brand thats been in the sauna business for so long. Doing business with Norse Steam was also a pleasure. The order was processed quickly, communications from the company kept me up to date with processing and shipping, and everything arrived in perfect condition. Even scheduling the freight delivery for the stove and stones was a piece of cake. Everything went very smoothly and I will surely do business with them again in the future. Thanks for making it so easy
SStephenJul 28, 2025
Maya was so knowledgeable and responsive
Maya was so knowledgeable and responsive. She helped me understand the product options and found a fantastic solution that fit our needs. Her follow through was very helpful and made us comfortable with our decision. We are extremely happy with the end result!
WWolfApr 3, 2025
Great service
I recently purchased the Harvia Club sauna equipment, and I am thoroughly impressed with both the product and the customer service experience. The heaters robust performance and durable stainless steel construction make it ideal for larger sauna spaces, providing consistent heat and a relaxing environment. Its compatibility with advanced controls ensures a personalized sauna experience every time.
The customer service team was exceptional, prompt, knowledgeable, and helpful throughout the purchase process. They ensured smooth delivery and provided clear guidance on installation and operation. Overall, I highly recommend Harvia Club for anyone seeking premium-quality sauna equipment backed by excellent support!
BTBenjamin TedderMar 18, 2025
Great Sauna & Purchase Experience
Great experience purchasing Finnmark FD-2 from Norse Steam. Good communication and easy to assemble. Temperature increases quickly (30 minutes or less to 140) and maintains well. So far this has been a great purchase.
MMikeDec 28, 2024
Great sauna and great customer service
We purchased the Finnmark SD-1 sauna. Maya was extremely helpful with the purchase. We had an issue with the sauna not reaching the maximum temperature, and Maya connected us with the appropriate technician that explained how to correct the issue. The sauna now heats to the maximum temperature (170 degrees) in less than an hour, and it is a great unit. We are very happy with it, and we would definitely purchase from NorseSteam if we needed any other items.
JKJonathan KneibDec 26, 2024
Sauna Review
I recently purchased a sauna from Norse Steam, and I couldn't be more impressed with the entire experience. From start to finish, their customer service was exceptional, and Maya deserves special recognition for her outstanding support!
Maya was incredibly knowledgeable and patient, answering all my questions about the sauna features, installation process, and maintenance. She went above and beyond to ensure I selected the perfect model for my home. Even after the purchase, Maya followed up to make sure everything was running smoothly and that I was satisfied with my sauna.
The sauna itself is top-notch beautifully designed, durable, and easy to use. It's clear that Norse Steam takes pride in the quality of their products and their commitment to customer satisfaction.
If you're considering a sauna, I wholeheartedly recommend Norse Steam. With their excellent customer service and high-quality products, you're in great hands. Thank you, Maya, and the entire Norse Steam team for a fantastic experience!
